Short term car insurance policy is meant for people, who don’t need a standard vehicle insurance coverage for an extended time limit. Therefore, this type of insurance policy becomes a wise choice for people, who are going for some cross-country vacations in rental cars, who would be borrowing another person’s motor vehicle or for those tourists, who would be in the country just for a few weeks or so.
As mentioned above, the short term auto insurance policies offer the same amount of coverage as the conventional vehicle insurance policies to make sure that the drivers don’t feel unprotected in case of any accidents.
The short term car insurance quotes online are available for the period of one day to one month. In the majority of the cases, the temporary policies would cover underinsured and uninsured motorists, liability and collision coverage and in some cases, these policies include medical payments for passengers.
The cost of short term car insurance with no drivers license often varies on the basis of the factors like the location and make and model of the vehicle. However, almost every short term vehicle insurance policy shares a common higher price structure than the regular insurance.
In most of the cases, temporary vehicle insurance is only available for the drivers, who are aged 21 years. Other important factors of getting this policy are:
- Less than six penalty points in the last 36 months
- Valid driving license, meant for minimum 12 months
- Maximum one fault claim in the past 2.6 months
- Display no reason for early license disqualification or revocation
The best short term vehicle insurance policies offer the policy owners the scope to choose the best type of coverage as per their needs. So, anyone looking for short term insurance coverage may prefer to choose the type of policy, which needs to be added. While the vehicle is of great worth, incorporating comprehensive and collision coverage is advisable as this will protect the vehicle’s value in case of substantial damage.
To get more information on new driver car insurance, you can consider paying a visit to monthtomonthcarinsurance.com.
